Welcome

Wow. I actually have my own blog! I do hope that visitors would enjoy reading my blog. Not to sound brash but I really think that you would enjoy reading my blog about what I have been through and what my experience has thought me. Especially the bitter ones.

Firstly, why did I choose to name my blog `loyalfreedom`?

Both are tied to what I am doing right now, that is, I am earning my own money on my own merits to care for my family. Or, as some might say, I am self-employed.

I have worked in the shipping industry for about 15 years. I will be posting about my years in working for the various companies in another folder. And I guarantee you that it will be an interesting read. But early on in my working years, I have always wanted to start and have my own business. And this is out of loyalty to my family and myself. In what way?

Think about it. Why do employees always look out for greener pastures, looking for jobs that would pay them better than their existing job? Is it not so that they can give, not only themselves but their family a better life? Is that not loyalty in motion? Today, can anyone show me a employer`s appointment letter that says your job is safe until you retire? Yes my friends, employers are not, and perhaps never will be loyal to employees. In every company, the profits are what matters most. If a company is in the red, either they have to cut your salary or they have to retrench you. Businesses cannot run on charity. Does anyone have a alternative logic to that reasoning?

In the corporate world, your loyalty is always for sale to the highest bidder! As an employee, you owe it to yourself and to your family to move on to greener pastures! Yes my friends, loyalty is one of the motivating reasons for me to start my own business.

How about freedom? Well, to be specific, I am talking about financial freedom. I think most of you would agree with me that most of us are enslaved to debt. Home owners would have to service their home loans. That requires money. Car owners too have to service car loans. Unless you are getting a car allowance from your company, that would be an additional burden. Averagely speaking , I think the majority of home owners are taking at least a 10 year loan period. Some others would take a 15 to 30 years loan period. As such, are we not enslaved to debt?

Unfortunately, being born in this part of the world, this is our lot in life. By the time we actually get to enjoy the fruits of our long years of labour, we would be in our 60s if things turn out smoothly for us.

So what is my personal take on financial freedom? To be debt free and to have either a very sizable savings account or a regular stream of income.

Those are the 2 main reasons for wanting to have my own business. I am a real estate agent now, hence if you do require the services of a real estate agent, do drop me an e-mail. I am also into Internet Marketing. Do have a look at my folders that contain various work-at-home business opportunities. This is something that you should seriously think about if you want an additional source of income.